Loan & Guarantor Advice
Clear advice before you sign
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Signing a loan or acting as a guarantor is a serious legal commitment. These arrangements can expose you to significant financial risk, especially if the borrower defaults.
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At Innova Legal, we provide clear, practical advice so you fully understand your obligations before signing any loan or guarantee documents.
Borrower and guarantor advice
We advise both borrowers and guarantors on a wide range of lending arrangements, including:
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Home loans and investment property loans
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Refinancing and equity release loans
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Business and commercial loans
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Private lending arrangements
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Director and personal guarantees
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Family guarantee arrangements
Our role is to explain the documents in plain English, identify the key risks, and ensure you understand exactly what you are signing.
SMSF lending advice
If you are borrowing through a Self-Managed Super Fund (SMSF), the legal structure and loan documents are often more complex than a standard loan.
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We provide advice on:
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SMSF property loans
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Limited recourse borrowing arrangements
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Guarantor requirements for SMSF loans
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Trustee obligations and risks
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Loan and security documents
Our goal is to make sure you understand how the loan structure affects your super fund and your personal position.